MANAJEMEN RISIKO PADA BANK SYARIAH DI INDONESIA

Abstract

Abstract: Islamic banks in Indonesia will always be faced with various types of risks with varying complexity, and inherent in their business activities. Thus, the application of Islamic banking risk management in Indonesia is very urgent to be implemented in order to identify, measure, and control various risks that will be faced. Risk is the possibility of an unwanted event occurring, which can cause losses if not anticipated or managed properly. Meanwhile, risk management is a set of methodologies and procedures used to identify, measure, monitor, and control risks arising from all bank business activities. The risk management of Islamic banks has a different character from conventional banks, mainly because of the types of risks that are only attached to banks that operate according to sharia. The characteristics of risk management in Islamic banks are risk identification, risk assessment, risk anticipation and risk monitoring.

Keywords: Islamic Banking, Risk, Management.