At-Tahdzib: Jurnal Studi Islam dan Muamalah http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib <p>At-Tahdzib: Jurnal Studi Islam dan Muamalah diterbitkan oleh Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang</p> <p>&nbsp;</p> Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia en-US At-Tahdzib: Jurnal Studi Islam dan Muamalah 2089-7723 <p><a href="http://creativecommons.org/licenses/by/4.0/" rel="license"><img style="border-width: 0;" src="https://i.creativecommons.org/l/by/4.0/88x31.png" alt="Creative Commons License"></a><br>Jurnal Studi Islam by <a href="/index.php/tahdzib/index" rel="cc:attributionURL">At-Tahdzib</a> is licensed under a <a href="http://creativecommons.org/licenses/by/4.0/" rel="license">Creative Commons Attribution 4.0 International License</a>.<br>Based on a work at&nbsp;<a href="http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib">http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib</a></p> PEMBAGIAN WARIS DENGAN CARA BERGILIR DALAM PERSPEKTIF KOMPILASI HUKUM ISLAM http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4494 <p><strong>Background.</strong> There is division of inheritance by way of rotation. The<br>procedures for the implementation of inheritance by rotation need to<br>examining from the Compilation of Islamic Law.<br><strong>Aim.</strong> This study aims to the provisions of the Compilation of Islamic<br>Law in regulating the problems of inheritance and it implementation.<br><strong>Methods.</strong> The method used in this research is field research with a<br>qualitative approach.<br><strong>Results.</strong> The procedure for implementing inheritance at the Attahdzib<br>Islamic Boarding School is done by dividing the proceeds from the<br>inheritance in rotation between one heir and another. Implementation in<br>this way is in accordance with the Compilation of Islamic Law article<br>183, namely the distribution of the inheritance based on the agreement<br>of the heirs after the heirs know their respective shares.</p> Dzin Nun Nachy Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-10-05 2021-10-05 9 2 11 22 IMPLEMENTATION OF ENTREPRENEURSHIP EDUCATION AT PONDOK PESANTREN AT-TAHDZIB JOMBANG EAST JAVA INDONESIA http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4455 <p><strong>Latar Belakang</strong>. Di tengah persaingan ekonomi dunia, lembaga pendidikan seperti Pesantren perlu menerapkan pendidikan kewirausahaan agar lulusannya mandiri dan memiliki wawasan kewirausahaan, serta dapat bersaing dan berdakwah melalui wirausaha di masyarakat. Selanjutnya peneliti merumuskan bagaimana proses pelaksanaannya, apa saja faktor pendukung dan penghambat dalam penerapannya dan apa implikasi penerapan pendidikan kewirausahaan dalam membina kemandirian di Pondok Pesantren At Tahdzib Jombang Jawa Timur Indonesia.</p> <p><strong>Tujuan</strong>. Penelitian ini dilatarbelakangi oleh ketertarikan peneliti dalam pelaksanaan pendidikan kewirausahaan di pondok pesantren. Pendidikan kewirausahaan di pondok pesantren dianggap sebagai bagian penting dari proses pembangunan nasional yang turut menentukan kemajuan bangsa.</p> <p><strong>Metode</strong>. Penelitian ini merupakan penelitian deskriptif kualitatif dengan latar belakang Pondok Pesantren At Tahdzib. Peneliti menggunakan teknik pengumpulan data dengan menggunakan observasi, wawancara, dan dokumentasi sebagai bahan utama, dan teknik analisis data dengan mereduksi data, menampilkan data, dan menarik kesimpulan. Pengecekan keabsahan data menggunakan teknik triangulasi.</p> <p><strong>Hasil</strong>. Hasil penelitian menunjukkan bahwa dalam pelaksanaan pendidikan kewirausahaan dilakukan (a) melaksanakan visi, misi, dan program berdasarkan manfaat bagi semua elemen yang terlibat, santri, pesantren dan mitra atau klien (b) menggunakan metode peer tutorial, menjadikan siswa senior sebagai mentor pendidikan. kewirausahaan (c) menumbuhkan kepedulian dan pemberdayaan bawahan secara adil dengan memperhatikan kebutuhan bawahan baik yang berkaitan dengan aspek materil maupun psikologis tugas dan keikhlasan.</p> Imam Turmudzi Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-10-02 2021-10-02 9 2 1 10 Hybrid Contract Dalam Perspektif Maqhosid Al-Syari’ah Jasser Auda http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4410 <p><strong><em>Background. </em></strong><em>The development of the Islamic finance industry and the demands of modern financial transactions encourage innovation in contracts to respond to the increasingly complex needs of society.</em></p> <p><strong><em>Aim. </em></strong><em>This study aims to determine the relevance of the Hybrid Contract concept with </em>Maqashid al-Shari’ah<em> introduced by </em>Jasser Auda<em>, as well as to explain how the law applies to Hybrid Contracts in the modern financial industry.</em></p> <p><strong><em>Methods. </em></strong><em>The research uses a qualitative approach, which includes three stages, namely description, formulation and interpretation.</em></p> <p><strong><em>Results. </em></strong><em>Hybrid Contract is a collection of several contracts contained in a contract that is agreed upon by both parties, both jointly and reciprocally, so that all legal consequences of the collected contracts and all rights and obligations arising from it are seen as a single entity that cannot be changed and separated. DSN-MUI in an effort to combine contracts took two models, namely multiple contracts </em>(mujtami’ah)<em> and multiple contracts </em>(muta’addidah)<em>. Faced with </em>Maqashid al-Shari’ah Jasser Auda<em>, Hybrid Contracts are relevant in an effort to validate all cognition, holism, multi-dimensionality and intent.</em></p> Ahmad Insya Ansori Moh. Ulumuddin Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-30 2021-06-30 9 2 50 61 Jual Beli Dengan Sistem Dropshipping Dalam Kajian Hadist http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4258 <p><strong><em>Background. </em></strong><em>Dropshipping is a tangible form of the development of buying and selling mechanisms that follow technological developments.</em> <em>The Dropshipping mechanism makes it easy for people who want to start entrepreneurship, even without capital, the mechanism is simple, only as a third party who acts as a liaison, as well as a mechanism that does not require the seller to stock up on goods first like the Reseller mechanism, encouraging public interest to use the mechanism.</em> <em>even well-known online buying and selling sites include this mechanism.</em> <em>Then how is this buying and selling mechanism in Islamic law?, with the hadith that prohibits buying and selling goods that do not exist</em>.</p> <p><strong><em>Aim. </em></strong><em>This article examines the Dropshipping mechanism in the perspective of Hadith</em><em>.</em></p> <p><strong><em>Methods. </em></strong><em>This research is a qualitative library research</em>.</p> <p><strong><em>Results. </em></strong><em>Hadith explicitly prohibits buying and selling of goods that are not owned, but it is different from buying and selling orders or greetings. The dropshipping buying and selling mechanism is actually a sale and purchase of greetings, but with a slightly different mechanism. This mechanism is actually not in the category of selling something that is not owned, but there must be a clear contract between the dropshipper and the supplier.</em></p> Muhammad Aziz Zakiruddin Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-29 2021-06-29 9 2 42 49 Pricing in Tegalgubug Market an Islamic Perspective http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4353 <p style="text-align: justify;"><strong><em>Latar Belakang. </em></strong><em>P</em><em>enentuan </em><em>harga barang saling menjatuhkan harga </em><em>antar para penjual demi </em><em>berebut pembeli</em>.</p> <p style="text-align: justify;"><strong><em>Tujuan. </em></strong><em>Studi bertujuan untuk mengetahui hukum </em><em>dari pen</em><em>entuan harga di </em><em>Pasar </em><em>Tegalgubug Kecamatan Arjawinangun Kabupaten Cirebon</em><em>, Jawa Barat, Indonesia</em><em>.</em></p> <p style="text-align: justify;"><strong><em>Metode. </em></strong><em>Studi merupakan kajian literatur dan lapangan dengan meng</em><em>g</em><em>unakan tinjauan </em><em>hukum ekonomi </em><em>Islam dalam membaca fenomena yang terjadi di Pasar </em><em>T</em><em>egalgubug.</em></p> <p style="text-align: justify;"><strong><em>Hasil. </em></strong><em>Hasil kajian menunjukkan bahwa terdapat dua pendapat hukum yang berbeda dalam menilai praktik penetapan harga yang terjadi di Tegalgubug menurut perspektif Islam yaitu: Pertama, mereka yang membolehkan penentuan harga beralasan bahwa hal tersebut untuk menjaga kestabilan harga pasar. Kedua, mereka yang melarang adanya penentuan harga yang dilakukan oleh pemerintah atau otoritas lain karena pedaganglah yang lebih berhak untuk menentukan harga.</em></p> Syukron Syukron Muhammad Nabhani Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-29 2021-06-29 9 2 34 41 Manajemen Risiko Pembiayaan Murabahah Perbankan Syariah http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4305 <p><strong><em>Background. </em></strong><em>Islamic banking faces the challenges of developing an increasingly complex and risky external and internal situation in business. Islamic banking needs to implement risk management, which will have an impact on both banks and banking supervisory authorities.</em></p> <p><strong><em>Aim. </em></strong><em>This research was conducted to determine how the an operational steps of </em>Murabahah<em> financing, to find out the obstacles associated with </em>Murabahah<em> financing and how the risk management of Islamic banking was in overcoming the constraints that occurred both internal or external constraints on </em>Murabahah<em> financing. </em></p> <p><strong><em>Methods. </em></strong><em>This research uses a normative legal research method, which is carried out by conducting library research on a various relevant legal materials, both through a primary legal materials, which are obtained from a number of laws and regulations.</em></p> <p><strong><em>Results. </em></strong><em>The results of this study indicate that </em>Murabahah<em> financing in Islamic banking is the financing that is most in demand by the public with a low indene of a risks, however, the risks management is still used to further minimize the occurrence of a greater risks.</em></p> Hibatur Rohmaniyah Alvan Fathony Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-29 2021-06-29 9 2 26 33 Strategi Pengelolaan dan Pemanfaatan Tanah Wakaf Desa Sumpang Mango Kabupaten Sidenreng Rappang http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4359 <p><strong><em>Background. </em></strong><em>The management of </em>waqf<em> in Sumpang Mango village is the same as the management of </em>waqf<em> in general Indonesia. The </em>waqf<em> in this village is accommodated by the KUA of Pitu Riawa and the village government of Sumpang Mango. </em></p> <p><strong><em>Aim. </em></strong><em>This study aims to examine and determine the strategic description of the management and utilization of </em>waqf<em> land in the village of Sumpang Mango. </em></p> <p><strong><em>Methods. </em></strong><em>The method used in this research is field research with a qualitative approach. </em></p> <p style="text-align: justify;"><strong><em>Results. </em></strong><em>The results obtained from this research are that the management of </em>waqf<em> in Sumpang Mango village is already semi-professional and administrative issues are quite good. What needs to be emphasized is the socialization of </em>waqf<em> from the KUA Pitu Riawa or other parties.</em></p> Trisno Wardy Putra Nur Hikmah Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-29 2021-06-29 9 2 1 7 Korupsi dalam perspektif Islam dan budaya hukum http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4414 <p><strong><em>Background. </em></strong><em>The practice of corruption in Indonesia is like an “illegal inheritance” without a will. Law enforcement and its enforcement are constantly evolving and adapting the actions, or types of corruption crimes that exist in society. The majority of corruptors are Muslims. Calculatively, Muslims are bigger than non-Muslims who are involved in corruption.</em></p> <p><strong><em>Aim. </em></strong><em>This study aims to reflect eclectically on the problem of corruption in Indonesia from the perspective of Islam and legal culture. </em></p> <p><strong><em>Methods. </em></strong><em>This research is a literature study (library research). Research data comes from books, scientific articles, journals, magazines and other sources relevant to the object of discussion. The research data were analyzed and conclusions were drawn descriptively-analytically. </em></p> <p><strong><em>Results. </em></strong><em>Islam expressly condemns and curses thieves and looters of other people's property, except for the corrupt. The legal culture shows that corruption is influenced by individual and collective needs and demands, and is also supported by the socio-cultural environment that inherits the tradition of corruption. The government prioritizes the social, economic and political economic status of corruptors. The internal legal culture of law enforcement does not support resolving corruption in court proceedings.</em></p> Sutrisno Sutrisno Choirul Anam Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah http://creativecommons.org/licenses/by/4.0 2021-06-29 2021-06-29 9 2 62 71 Lazisnu Dan Penanggulangan COVID 19; Impelemntasi Fatwa MUI Nomor 23 Tahun 2020 Tentang Pemanfaatan Zakat Infak Shadaqah http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4361 <p><strong><em>Background. </em></strong><em>The emergence of the Covid-19 pandemic and the presence of this </em>fatwa<em> has become a phenomenon appearing recently. If all this time research on the use of </em>zakat<em> in normal situations, then a research is needed to see how the realization and implementation of the </em>fatwa <em>of MUI regarding the use of assets during the Covid-19 pandemic</em>.</p> <p><strong><em>Aim. </em></strong><em>Describing of implementation of </em>fatwa<em> MUI Number 23 year of 2020 about utilizing of </em>zakat<em>, </em>infaq<em> and </em>shadaqah<em> to cope with impact of the spread Covid-19</em></p> <p><strong><em>Methods. </em></strong><em>This research was a field research with a phenomenological approach. This research was a qualitative research using descriptive analysis of the MUI Fatwa Number 23 of 2020 and its implementation in </em>LazisNU<em>, Metro City.</em></p> <p><strong><em>Results. </em></strong><em>The result of this research was that the implementation of the MUI </em>fatwa<em> Number 23 of 2020 concerning the use of </em>zakat<em>, </em>infaq<em> and </em>shadaqah<em> was carried out using the fatwa determination methodology with various legal considerations and based on clear legal aspects. As for the Covid-19 Outbreak management implemented by </em>LazisNU<em>, Metro City in the first two important aspects, fatwas was implemented conceptually through several emergency response programs implemented by the Covid-19 outbreak response officer unit. Second, the </em>fatwa<em> was implemented constructively, where the </em>fatwa<em> still paid attention to the social aspects of society by sorting out two aspects, including the distribution of </em>zakat<em> specifically for Moeslim communities affected by Covid-19 while for the wider non-Moeslim community affected by Covid-19, it was taken from </em>infaq<em>,</em> shadaqah<em> and other donations funds.</em></p> Habib Ismail Ari Rohmawati Rakhmat Rakhmat Niswatin Nurul Hidayati Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2021-06-12 2021-06-12 9 2 19 25 Become A Professional Da’i In The Era Of Digital Revolution 4.0 http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4304 <p style="text-align: justify;"><strong><em>Latar Belakang. </em></strong><em>P</em><em>engembangan </em>da’wah <em>di era Revolusi Digital 4.0 tidak lagi menggunakan metode kuliah tetapi berbasis internet (</em>e-da’wah<em>). </em>Da’i<em> perlu merespons dengan meningkatkan kompetensi, sehingga dapat melaksanakan peran dengan benar dan tidak dapat digantikan oleh teknologi. Formulasi kompetensi berkhotbah yang ada masih didasarkan pada asumsi Jenderal Da’wah tanpa memasukkan konteks era digital. </em></p> <p style="text-align: justify;"><strong><em>Tujuan. </em></strong><em>M</em><em>engembangkan konsep kompetensi </em>Da’i<em> dalam asumsi era digital. Untuk menjadi referensi bagi </em>Da’i<em> atau lembaga Da’wah dalam meningkatkan kualitas </em>Da’i.</p> <p style="text-align: justify;"><strong><em>Metode. </em></strong><em>Penelitian menggunakan pendekatan kualitatif deduktif dan penelitian </em><em>k</em><em>epustakaan yang menggunakan konsep kompetensi </em>Da’i<em> yang ada untuk dioperasionalkan di era 4.0.</em></p> <p style="text-align: justify;"><strong><em>Hasil. </em></strong><em>A</em><em>da kebutuhan untuk penyesuaian dengan kompetensi dasar </em>Da’i<em> dengan karakter era digital dalam aspek spiritualitas, moralitas, penguasaan ilmu agama, ilmu sosial, kompetensi pengambilan data, keterampilan teknis menggunakan perangkat digital </em><em>a</em><em>tau kemampuan untuk berkolaborasi dengan para ahli </em><em>teknologi informasi </em><em>untuk membuat alat e-da’wah.</em></p> Alan Surya Fasha Umh Rizky Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2021-06-12 2021-06-12 9 2 8 18 Efek Interaksi Kepemimpinan Otentik ─ Kepercayaan Pada Pimpinan Organisasi Terhadap Kepuasan Kerja Tenaga Pendidikan Dan Kependidikan STAI At-Tahdzib Jombang http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4312 <p><em>This study examines employee job satisfaction through authentic leadership practices, organizational-trust in leader and interaction between the two. The study was conducted at the STAI At-Tahdzib Jombang and took 23 educator and adminsitration staff randomly as sample of the study. The data were analyzed by simple regression analysis, multiple regression analysis and moderate regression analysis. The analysis shows authentic leadership has a positive effect on job satisfaction. The positive influence of authentic leadership on job satisfaction is lost when multiple and interacts with organizational-trust in leader. Organizational-trust in leader has a positive effect on job satisfaction. The positive effect of organizational-trust in leader on job satisfaction does not disappear when multiple and interacts with authentic leadership. Organizational-trust in leader has no effect of strengthening or weakening the influence of authentic leadership on job satisfaction. The interaction between authentic leadership and trust in organizational leadership has no effect on job satisfaction.</em></p> Ali Audah Moh. Ulumuddin Copyright (c) 2021 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2021-03-23 2021-03-23 9 2 155 174 Efektivitas Pelaksanaan KHI Tentang Ikrar Talak Di Depan Pengadilan (Studi Multi Kasus Ulama Salafiyah Cukir) http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4165 <p>Basically, the right to drop the divorce is in the hands of the husband, but as the leader of the husband's household it is not justified to commit violence against the wife, especially in terms of the wife's mentality because according to Islamic Fiqh, if the husband has dropped the word talak against the wife, it is said that he has fallen divorce. In this study, the authors took the formulation of the problem, namely: How is the Islamic concept of talak pledge, what is the concept of KHI about the talak pledge and how is the view of the Cukir ulama about the application of the talak pledge in front of the religious court. in front of a religious court or outside a religious court hearing, as well as their opinion on the imposition of divorce according to KHI. In order for this research to run in accordance with the objectives expected by the researcher, in this study the researcher used a qualitative approach with the type of field research research. Based on the available data, it can be analyzed that the Cukir ulama still adhere to classical fiqh, they do not agree with the obligation to pledge divorce in front of a religious court, they argue that divorce can fall anywhere without having to be in front of a religious court. The conclusion of this research is that according to the ulama Cukir talak it can fall anywhere, they take this opinion based on the alquran, classical fiqh, as well as their thoughts, experiences and knowledge.</p> Misbahul Munir Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-11-28 2020-11-28 9 2 131 154 Perlindungan Hukum Terhadap Hak Konsumen E-Commers Dalam Perspektif Hukum Islam http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4151 <p>Technology information is currently a double-edged sword, because in addition to contributing to the improvement of welfare, progress and human civilization, as well as being an effective means of acts against the law, the focus of this research focuses on protecting consumer rights in e-commerce transactions and how the logical consequences are. for sellers and buyers in Islamic law to conclude that the legal protection of consumer rights in e-commerce, the right to get compensation, indemnity, and / or replacement, if the goods and / or services received are not in accordance with the agreement or not as it should be, Right to Get Advocacy, Protection and Efforts to Properly Settle Consumer Protection Disputes, Right to Correct, Clear, and Honest Information Regarding Conditions and Guarantee of Goods and/or Services, Right to Be Heard by Opinions and Complaints on Goods and/or Services Used, the right to choose goods and / or services as well as obtaining these goods and/or services in accordance with the exchange rate and conditions and guarantees promised, the right to comfort, security and safety in consuming goods and/or services, while in the perspective of Islamic law, emphasizes more on khiyar law in electronic transactions, various consumer rights are protected based on the Koran and al-Hadith</p> Zainal Fanani Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-11-27 2020-11-27 9 2 175 197 The Effort Of Improving The Quality Of Employee’s Performance (Studi On Sosgul Malang) http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4090 <p>This study aims to determine the effort of improving the quality of employee’s performance at CV Cucurutuku Ceria Sosgul Malang. The research approach used a qualitative method where the informants in this study were the employees of the sales counter, Coordinators and HR of CV Cucurutuku Ceria Sosgul Malang who are the planner of the improvement program and targets. The Data collection was carried out through interviews, observation, documentation and field data collection. The data analysis techniques use descriptive analysis, such as: data reduction, data presentation and conclusions.</p> <p>The results of this study indicate that the efforts made by CV Cucurutuku Ceria Sosgul Malang to improve the quality of employee’s performance show: 1) through training or programmatic training related to technical matters such as: how to produce, service sales transactions and financial reporting. 2) Conducting employee discipline development such as: discipline for work attendance, services, and working hours. These are contained in standard operational procedures (SOPs) written in company’s regulations.</p> Zaim Mukaffi Pipin Setyo Utomo Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-11-01 2020-11-01 9 2 114 130 Studi Komparasi Pendapat Imam Syafi’i Dan Ibnu Hazm Tentang Nafkah Bagi Istri Yang Nusyuz http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4070 <p>Making a living is one of the important things in domestic life. Therefore, rules relating to livelihood problems need to be studied. But in this livelihood problem there is a difference of opinion between Imam Shafi'i and Ibn Hazm regarding the matter of livelihood for an elderly wife. The purpose of the nushuz is the attitude of defiance or dishonesty of the wife towards her husband. The verses of the Qur'an which explain explicitly and clearly about the failure or failure of living for an incompetent wife do not exist. However, the two Imams above have their respective arguments in punishing the matter. Based on this the authors are interested in expressing differences of opinion between the two Imams above.</p> <p>The results of this study are: Imam Shafi'i argues that if the wife of Hussein then his right to earn a living will be killed, unless the wife has returned from his Hussein. While Ibn Hazm argues that whether a wife is nushuz or not, he will still earn a living.</p> <p>This research can be concluded that the difference of opinion between the two priests above is caused by differences in the methods and legal basis used as a basis in establishing the law of a problem by the two priests. Imam Shafi'i in stipulating the law regarding the above problem is based on ijma 'jumhur ulama which states that nushuz is one of the reasons that can make a living. Whereas Ibn Hazm is based on the meaning of Dhahr from al-Qur'an's an-Nisa verse 34 and the Prophet's Hadith narrated by Muslims. Therefore, the authors suggest that husband and wife must truly understand their rights and obligations towards their partners, so as to create a peaceful and peaceful home life.</p> Yayat Dimyati Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-06 2020-10-06 9 2 95 113 The Effect Of Marketing Mix On Customer's Decision To Save On PT. Bank Muamalat Kendari Branch http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3991 <p>This research aims to find out how the marketing mix affects customers' decision to save on PT. Bank Muamalat Kendari Branch. This research uses quantitative methods using observation techniques, questionnaires and documentation. The sample used in this study was 89 customers who had saved up at PT. Bank Muamalat Kendari Branch. Based on the results of the research that has done it can say that marketing mix has a significant relationship because it can explain that the significant value of 0,000, the significant level is smaller than 0.05 or the value of t-count is higher than the value of t-table which means that PT. Bank Muamalat Kendari Branch can meet the needs and desires of customers so that customers feel satisfied in terms of products, the price of administration provided, promotion as well as excellent service and security, and strategic bank location. Therefore, the better service provided by the bank will have an impact on the increasing decision of customers to save on PT. Bank Muamalat Kendari Branch.</p> Tiara Juliana Jaya Mahfudz Mahfudz Nur Laili Fikriah Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-03 2020-10-03 9 2 43 55 ANALISIS HAK WARIS ISTRI AKIBAT MURTAD PERSPEKTIF HUKUM WARIS ISLAM DAN GENDER http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3853 <p>Perkawinan yang sering menimbulkan perdebatan adalah perkawinan beda agama. Dari perkawinan beda agama tersebut dipandang sebagai salah satu faktor penghambat dalam mendapatkan kewarisan dari orang tuanya.Rumusan masalah adalah apakah faktor dan dampak perkawinan beda agama pada suku Bali sehingga tidak mendapatkan hak waris dan bagaimanakah hak waris akibat perkawinan beda agama perspektif hukum Islam dan gender pada masyarakat suku Bali di Desa Mulyosari Kecamatan Pasir Sakti Lampung Timur. Serta bertujuan untuk mengetahui faktor dan dampak perkawinan beda agama pada suku Bali sehingga tidak mendapdan untuk mengetahui atkan hak waris hak waris akibat perkawinan beda agama perspektif hukum Islam dan gender pada masyarakat suku Bali di Desa Mulyosari Kecamatan Pasir Sakti Lampung Timur. Penelitian ini menggunakan jenis penelitian lapangan (<em>Field Risearch</em>).. Sumber data pada penelitian ini yaitu sumber data primer dan sekunder. Sedangkan teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi.</p> <p>Faktor dalam perkawinan beda agama yang terjadi Desa Mulyosari Kecamatan PasirSakti Lampung Timur yang mengakibatkan terhalangnya ahli waris untuk mendapatkan harta warisan. Akan tetapi terdapat solusi seorang ahli waris beda agama tersebut tetap memperoleh harta waris melalui wasiat wajibah. Wasiat wajibah merupakan solusi dalam hal pembagian waris kepada ahli waris beda agama dengan jumlah perolehannya tidak boleh melebihi 1/3 dari harta waris. Dari adanya solusi dalam masalah waris bagi non muslim menjadi prinsip keadilan dalam gender yang mengutamakan kerukunan keluarga, menjaga dan mempertahankan keutuhan keluarga dengan tetap saling menghargai dan menghormati.</p> Agus Hermanto Habib Ismail Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-03 2020-10-03 9 2 121 143 The Effect Of Financial Ratio To Net Income For The Period 2013-2017: Study At PT. Bank Syariah Mandiri Indonesia http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3992 <p>This research aims to find out if the financial ratio has a significant positive effect on net profit for the period 2013-2017 at PT. Bank Syariah Mandiri Indonesia. This research uses quantitative methods using time series data on the financial statements of Bank Syariah Mandiri Indonesia period 2013-2017, purposive sampling used as a method of selection of this research sample. The methods used are descriptive statistical analysis, standard assumption tests and multiple linear regression equation tests with SPSS 21, with a significant rate of 5%. Based on the results of this study, it finds that the financial ratio positively does not have a significant effect on the profit of Bank Syariah Mandiri Indonesia from the f test result obtained from f count of 1,384 with a significant value of 0.284&gt;0.05 because the probability is much higher than 0.05 so it can conclude that there is no significant influence on the variable financial ratio to the profit of Bank Syariah Mandiri Indonesia Period 2013-2017.</p> Imam Azizuddin Alwahidin Alwahidin Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-03 2020-10-03 9 2 21 32 Interpretation of the Quran According to Abdullah Saeed's Thought for Shariah Economic Development http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3986 <p>Human thought everywhere is preoccupied with what he has seen before. Emerged into an idea that is later expected to be a guideline or even an order of values ​​that applies to a human civilization. As a blessed people, the heart, the mind, and the power of reason, give the signal that the matter is not necessarily true and especially if it will be standardized. With research metode sociology in this life, we are also required to be open-minded and not dogmatic and rigid. That religious and pluralistic life, makes us in interpreting a sentence can be based on a value order that applies in a country. When interpreting remains based on the framework of aqeedah as taught by the Prophet Muhammad SAW, such as in life in a country. When a woman travels alone at night or drives a car alone, then this matter is not the same interpretation between one country and another. In our country it is not a problem but it can be a ban if in other countries. In economics will also certainly find a similar subject, and in the study and application of technology we also can not avoid or reject the speed of technology. We are required to be able to manage and deal with it, and manage it. Muslims are still required to compete in this global world so that we not only become spectators or mere supporters, but also must strive to appear as actors in the sense that we can place ourselves in every value order without denying Islamic beliefs</p> Fatma Wati Sungkawaningrum Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-03 2020-10-03 9 2 1 20 Implementasi Mu’āmalah Māliyah Mazhab Yayasan Nurul Hayat http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/4064 <p>Indonesia with majority Islam as its majority religion, with their obligation to give zakat, donations and alms, needs <em>role model</em>. The Nurul Hayat Foundation with all its business units is one of the institutions in <em>mu'āmalah māliyah</em> which should be considered as the role model. This article is field research. The results of this study indicate that the Nurul Hayat Foundation is implementing what they call the four commitments (independent, trustworthy, professional (ISO 9001: 2015), and implementing the 5R culture (<em>mandiri</em>/concise, <em>amanah</em>/neat, <em>resik</em>/clean, <em>rawat</em>/caring and <em>rajin</em>/diligent), and empowering). &nbsp;In institutional governance, Nurul Hayat applies four stages: the planning, organizing, implementing and supervising.</p> Imron Mustofa Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-10-03 2020-10-03 9 2 144 174 Alternatif Penyelesaian Waris Pengganti Di Indonesia http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3902 <p>The difference between salaf scholars and modern scholars about the successor to successors. Salaf scholars state that "successor inheritance" does not exist, and with the principles of naqliyyah and ijma 'Companions, hold firm that the problem of "inheritance" is qat'i, ta'abbudi, not ta'aqquli, not ijtihadi, and they uphold ijma 'Companions because there is a basis for the words of the Prophet Muhammad about it. Whereas modern scholars (khalaf) in KHI and Hazairin thought stated that "successor inheritance" exists and has the inheritance rights of his parents who died, and they (modern scholars) put the issue of "successor inheritance" of zanni, ta'aqquli, and ijtihadi, for the sake of social benefit in Indonesia.&nbsp;</p> Ahmad Insya' Ansori Moh Ulumuddin Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-06-10 2020-06-10 9 2 179 196 Kepailitan PT Asuransi Syariah Mubarakah Dan Perlindungan Peserta Dalam Konteks Peraturan Perundang-Undangan Di Indonesia http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3852 <p>This article is motivated by the conflict between the participants of Mubarakah Sharia Insurance and PT Asuransi Sharia Mubarakah after the bankruptcy decision. The case of PT Asuransi Syariah Mubarakah was examined and decided by the Commercial Court. Law No. 50/2009 concerning amendments to Law No. 3/2006 concerning the Religious Courts explains that Islamic economic disputes become the absolute competence of the Religious Courts. This gap needs to be reviewed from the theory of the law of the law and the principle of Lex posterior derogat priori legi. The next problem that arises is the non-fulfillment of the rights of the insurance participants after the bankruptcy decision. this issue is analyzed using the Fiduciari Duty, Ultra Vires and piercing the corporate veil approach in the context of corporate law. This approach is used to review legal protection for insurance participants. The method used is a Nomative qualitative approach. The data used are library research and field research. There are 2 conclusions in this article, First, the bankruptcy problem is still handled by the Commercial Court due to the strength of the rule of law and the tendency of the parties and curators who have confidence in the commercial court. Second, the lack of legal protection provided to the participants of PT. Mubarakah Sharia Insurance due to lack of legal protection from the Ministry of Finance and the Financial Services Authority and the absence of rules governing insurance participants (policyholders). Losses that cause companies to go bankrupt are seen as negligence of managers to conduct business such as not complying with the level of solvency and not conducting liquidation prior to bankruptcy. Therefore, the Curator should charge and hold the Directors and commissioners accountable for paying debts to insurance participants.</p> Syukron Syukron Nurhasanah Nurhasanah Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-04-21 2020-04-21 9 2 98 120 Measuring the Existence of Islamic Religious Instructor in Milennial Era http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3838 <p><em>Abstract</em> The millennial era is a continuation of the globalization era as well as becoming a new era of challenges. Anyone who can make good use of it can become a great opportunity so that the challenge brings blessings. Conversely, for people who cannot utilize properly and appropriately, in navigating the ark of life this can experience failure and even deterioration. People who can turn challenges into opportunities will succeed in achieving life's ideals, reach their material and spiritual life well-being, and proportionally position their physical and spiritual needs. To help people who are not good at maximizing opportunities and challenges, especially in the millennial era, Islamic Extensiontake full responsibility and contribute to be part of the government to produce a generation ofWorkersmorality, smart, smart, devoted to achieving a noble life. This article uses qualitative research with a literature study approach. A literature study is a study conducted with a focus on books, scientific works such as journals, and various other scientific writings. This article concludes that the existence of Islamic Extension Workers in the middle of the community is very strategic with several potentials. First, PAI's strategic position helps to explore various information that is directly experienced by the community. Second, PAI's strategic position helps to understand the different characters of the community and requires handling different solutions. Third, it helps the government to form a society that is virtuous, moral who are praiseworthy, devoted, love the motherland, productive, directing people to achieve world success until the hereafter.</p> Fawait Syaiful Rahman Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-04-21 2020-04-21 9 2 81 97 Konsep Manajemen Sumber Daya Manusia (MSDM) dalam Perspektif Syariah (Telaah Perilaku Bisnis dalam Manajemen Sumber Daya Manusia) http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3837 <p><em>Sebagai umat Muslim harus mencerminkan seluruh aktivitas sehari-harinya berdasarkan nila-nilai Islam, terutama dalam berekonomi sehingga perilaku bisnisnya pun harus berdasarkan prinsip dan nilai Islam. Selain itu, manajemen sumber daya manusia harus mampu diterapkan agar memperoleh manusia berkompeten dalam ekonomi dan bisnis sehingga terbentuk dalam perilakunya. Metode penelitian ini menggunakan kualitatif berupa studi pustaka. Hasilnya menunjukkan prinsip perilaku ekonomi dan bisnis Islam berupa tanggungjawab, keadilan, otonomi, dan integritas moral. Secara penerapan ekonomi dan bisnis Islam harus mampu mengaplikasikan keadilan dalam harga, pasar dan upah. Sistem keuntungannya tidak memperbolehkan adanya monopoli dan menghalalkan segala cara. Pada perilaku produksi mengutamakan prinsip kemaslahatan berupa proporsional, keadilan dan kepemilikan. Sedangkan konsumsi harus memperhatikan barang yang dikonsumsi, kehalalan dan kebutuhannya.</em></p> Sucipto Sucipto Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-04-03 2020-04-03 9 2 61 80 Etika Berkomunikasi Dalam Islam (Kajian Dalam Surat Al-Ahzab Ayat 32 Dan Ayat 70) http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib/article/view/3819 <p><em>Communication is a human need in every activity. Especially in muamalah, communication was an important role in the success and failure of these muamalah activities. Good communication can foster friendship and affection between humans. Ethics is a science that discusses the pros and cons of a human's behavior, human habits in his association with each other. Communication is the process of delivering a message or delivery of information which the meaning of the message’s sender to the recipient of the message, which is used as a tool to achieve certain goals. The ethics of Islamic communication is the procedure in conducting communication in accordance with moral values ​​in determining the good and bad behavior of a person by means of Islamic delivery, so that it leads to the benefit of humanity. This research uses library research method (literature) which focuses on searching and studying literature and other library materials by using qualitative methods and focusing the discussion on Surah al-Ahzab verse 32 and verse 70. Surah Al-Ahzab was a Madaniyah letter which discussing various legal issues, one of which is about the ethics of communication. Ethics in communication should be use qoulan karima and qoulan sadidan which are the teachings of Islam. Ethics taught in Surah al-Ahzab verse 32 and verse 70 teach us that in interacting we must use good ethics, especially in terms of communication, so as not to cause misinterpretation due to poor communication ethics.</em></p> Ira Trisnawati Muhammad Syahrul Mubarak Copyright (c) 2020 At-Tahdzib: Jurnal Studi Islam dan Muamalah https://creativecommons.org/licenses/by/4.0 2020-04-03 2020-04-03 9 2 46 60