At Tujjar

KEMANDIRIAN EKONOMI ORGANISASI MELALUI POTENSI EKONOMI LOKAL PADA PIMPINAN ANAK CABANG GERAKAN PEMUDA ANSOR KECAMATAN BANDUNG KABUPATEN TULUNGAGUNG

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This study seeks to elaborate and analyse in-depth the efforts to improve the economy of local economy-based organisations. This is because organisations are social and religious communities that have sensitivity to community problems. Moreover, GP Ansor is a social community organisation whose focus is to drive the economy of its members and the wider community. This study found that the Bandung Sub-District Branch of Ansor Youth Movement sees the potential of the local economy that can be utilised for the economic empowerment of the organisation. In improving the economic independence of the organisation, what has been done by the Bandung Sub-Branch of Ansor Youth Movement in utilising local economic potential is applied through various businesses in the economic sector.

FIQH MASA KENABIAN DAN SHAHABAT

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The purpose of Islamic law revealed by Allah is for the benefit or interests of mankind, as well as to prevent them from damage and danger in this world and the hereafter. Detailed explanations of Islamic laws are discussed in the science of Fiqh. Fiqh is the science of theoretical sharia issues. These fiqh issues relate to matters of the afterlife such as matters of worship (worship), or relate to matters of the world which are divided into munakahat (concerning marriage), mu'amalat (concerning various transactions in society and uqubat or jinayat (concerning punishment or crime). ). The relationship between humans as creatures and their Khaliq (Allah) is regulated through the law of worship. In order to maintain justice and order between fellow humans and protect them from destruction, provisions are needed that are strengthened by the Sharia, regarding the governance of human relationships in family life. in a household environment, regulated through the law of munakahat; then with regard to matters of civilization in the form of relations between humans and each other in daily social and relationship traffic to fulfill their life needs, regulated in the law of muamalat, and finally to maintain matters of civilization In order to remain on the line, it is necessary to formulate retaliatory laws and enforce them as well as hold public power or judicial bodies.

The PENERAPAN MANAJEMEN RISIKO PADA PERBANKAN SYARIAH

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The purpose of this study is to determine the understanding of risk management and the extent of its implementation in Shariah banks in the city of Blitar. The subjects of this research are two Shariah banks located in Blitar, namely Bank Syariah Mandiri and Bank Muamalat. The sample consists of managers and employees from each bank who are responsible for risk management. The sampling method used in this study is target sampling. Data collection is done through interviews and questionnaire distribution. The data analysis used is descriptive and qualitative.

The results of this study indicate that:

(a) The understanding of risk and risk management in Bank Muamalat and Bank Syariah Mandiri branches in Blitar is categorized as 'good'. (b) Most of the risk management practices in Bank Muamalat and Bank Syariah Mandiri branches in Blitar are categorized as 'good'. However, 21.4% in Bank Muamalat and even 13.3% in Bank Syariah Mandiri consider it to be sufficient. (c) The branches of Bank Muamalat and Bank Syariah Mandiri in Blitar assess their risk identification as 'good'. However, 7.1% in Bank Muamalat and 13.3% in Bank Syariah Mandiri are considered sufficient. (d) Bank Muamalat and Bank Syariah Mandiri branches in Blitar state that their risk assessment and analysis are categorized as "good". However, Bank Muamalat considers 28.6% and even 6.7% for Bank Syariah Mandiri as sufficient. (e) Both Bank Muamalat and Bank Syariah Mandiri branches in Blitar provide positive responses to the implementation of risk monitoring and supervision. (f) Whistleblowers in Bank Syariah Mandiri and Bank Muamalat branches in Blitar state that risk management practices related to funding/credit risks are irrelevant if the practices in this area meet expectations. I think it is good if that is indeed the case.

PRAKTEK PENGELOLAAN MABARROT DALAM MENINGKATKAN KEMASLAHATAN BERSAMA DI DESA PINGGIRSARI KEC. NGANTRU KAB. TULUNGAGUNG

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In a region there are still many financial problems that arise in society, where people are still confused or have difficulty setting aside money or saving or for example to obtain funds for educational needs or for business, or for other purposes, in every region there must be a place for funding, for example banks, mortgages, or even what we often encounter are loan sharks, but in reality the financial patterns implemented by these institutions still cannot reach the whole community, especially rural communities or perhaps there is a pattern implemented by an institution that raises concerns in the debt and receivable law that applies in the Islamic religion (sharia). For example, in practice the pattern used by banks in Indonesia is less able to reach small communities or rural communities because there are many requirements that cannot be fulfilled by the community for those who need funding, as is the pattern used by thithil banks which we often use. come across in the midst of society where there are often disputes between borrowers and people who lend (debtors) who we don't know whether the contracts they use are in accordance with Islamic sharia law or not, because what we know is that the debt and receivable contracts we make are not in accordance with sharia Islam will give rise to usury, which is hated by Allah SWT.

Strategi Pengembangan Pengelolaan BUMDES Sinar Mulia Desa Mulyosari kec. Pagerwojo Kab.Tulungagung untuk menuju desa yang Produktif dan Mandiri

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BUMDes merupakan langkah strategis untuk meningkatkan kesejahteraan masyarakat yang ada desa untuk mendorong pembangunan ekonomi desa. Strategi pengelolaan BUMDes meliputi beberapa aspek kunci, yaitu dengan analisis potensi lokal, pembangunan kapasitas SDM, diversifikasi usaha, dan pemasaran yang efektif. Melalui identifikasi sumber daya yang ada, BUMDes dapat mengembangkan suatu unit usaha yang sesuai dengan kebutuhan masyarakat dan potensi yang ada. Pelatihan dan pendampingan bagi pengelola BUMDes serta keterlibatan aktif masyarakat local desa dalam pengambilan keputusan akan memperkuat pengelolaan dan meningkatkan rasa memiliki BUMdes. Diversifikasi usaha, baik dalam bentuk produk maupun layanan, memungkinkan BUMDes untuk menjangkau pasar yang lebih luas dan mengurangi risiko ketergantungan pada satu sumber pendapatan. Selain itu, strategi pemasaran yang efektif, termasuk pemasaran digital, dapat meningkatkan visibilitas produk BUMDes di pasar. Dengan pengelolaan yang baik dan berkelanjutan, BUMDes tidak hanya berkontribusi pada perekonomian desa tetapi juga pada pemberdayaan masyarakat desa dan pelestarian budaya local yang ada di desa.

PERAN PENYULUH AGAMA DALAM MENINGKATKAN LITERASI ZAKAT DAN WAKAF MASYARAKAT KABUPATEN PROBOLINGGO

2024-11-17T11:15:34+00:00

The Zakat and Wakaf literacy improvement program is a program that must be conducted seriously by religious scholars. Religious leaders who have an important role to play in the success of this programme must be fully accountable in accordance with their role as religious leaders. With the recognition of the importance of literacy zakat and wakaf will raise public awareness to issue zakat & wakaf. The purpose of this research is to describe the role of religious leaders in probolinggo districts to improve literacy of zakat and wakaf. The research uses a qualitative approach with interview data collection techniques and library expression. As for the results of this study, the role of religious teachers as regulators in increasing literacy of zakat and wakaf in probolinggo districts is still not maximum, the number of inhibitors becoming one of the reasons for the roles of religion teachers in improving literature of Zakat and Wakaf in Probulinggo Districts has not been fully seen.

Keywords : Zakat, Wakaf , religious leaders, literacy