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PERAN BADAN USAHA MILIK DESA (BUMDES) DALAM PEMBANGUNAN EKONOMI DESA KALIDAWE PUCANGLABAN TULUNGAGUNG

2025-07-20T22:48:29+00:00

Rural development is an integral part of national development, aiming to reduce the disparity between rural and urban areas. Although villages possess significant natural and human resource potential, the welfare of rural communities remains relatively low. Limited human resources and funding are major obstacles to this development process. To address this challenge, the government is encouraging the establishment of Village-Owned Enterprises (BUMDes) as a strategic instrument to strengthen the village economy and increase Village Original Income (PADes).

BUMDes are designed as economic institutions managed collectively by the village community and the village government, with governance principles distinct from those of traditional business entities. Thus, BUMDes are expected to function not only as business units but also as catalysts for sustainable local economic development.

One BUMDes of interest to study is the Gondang Legi BUMDes in Kalidawe Village, Pucanglaban District, Tulungagung Regency. This research aims to analyze the governance of this BUMDes, identify the business sectors it operates in, and evaluate its contribution to village economic development.

The research results show that the Gondang Legi BUMDes has implemented good governance principles, such as corporatism, participatory, transparency, and accountability. Management is carried out through community involvement, strategic partnerships, and a clear accountability system. This makes the BUMDes a driving force for the local economy.

The main business unit of the Gondang Legi BUMDes is HIPPAM (Drinking Water Users Association), which focuses on providing clean water to the village community. This business not only provides social benefits through public services but also has significant economic value. Despite a decline in revenue in 2022, with appropriate and innovative management, this business unit still has the potential to grow and provide long-term benefits to the village.

The BUMDes' contribution to the economic development of Kalidawe Village is positive, particularly in improving community welfare. However, in terms of contribution to Village-Generated Revenue (PADes), the BUMDes' performance still needs improvement. Strengthening financial management, expanding business units, and increasing human resource capacity are needed to enable the BUMDes to make a more optimal contribution to overall village development.

PERAN BANK SYARIAH DALAM MENDUKUNG EKONOMI HALAL DI INDONESIA

2025-07-20T22:48:29+00:00

The development of the halal economy in Indonesia is increasingly rapid, along with increasing public awareness of the importance of transactions that comply with sharia principles. This research aims to analyze the role of sharia banks in supporting the development of the halal economy in Indonesia. The method used is a qualitative approach with descriptive analysis, which collects data through literature studies, interviews with industry practitioners, and observations of policies implemented by sharia banks. The research results show that Islamic banks play an important role in supporting the halal economy, both through sharia-based business financing, developing halal products, as well as contributing to halal industrial sectors such as food, fashion and tourism. Apart from that, sharia banks also play a role in providing education to the public regarding sharia products and services that can support halal economic growth in Indonesia. In conclusion, Islamic banks have a strategic role in strengthening the halal economic ecosystem, and need to continue to innovate and increase cooperation with various sectors to encourage sustainable economic growth.

IDENTIFIKASI PEMAHAMAN MAHASISWA PRODI EKONOMI SYARI'AH TENTANG AKAD WADI'AH YAD AMANAH

2025-07-20T22:48:29+00:00

Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis pemahaman mahasiswa Program Studi Ekonomi Syariah STAI Diponegoro Tulungagung terhadap akad Wadi’ah Yad Amanah. Latar belakang penelitian ini didasarkan pada adanya kesenjangan antara teori yang diajarkan dalam pembelajaran fiqh muamalah dan kemampuan mahasiswa dalam menerapkan serta mengkritisi praktik akad secara kontekstual. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik wawancara semi terstruktur kepada mahasiswa sebagai subjek utama, dan triangulasi sumber dilakukan dengan melibatkan dosen pengampu. Data dianalisis melalui tahapan reduksi, penyajian, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa pemahaman mahasiswa berada pada kategori sedang. Mahasiswa mampu menjelaskan konsep dasar dan struktur akad secara umum, namun masih kesulitan dalam mengaitkan dalil syar’i secara tepat dan melakukan analisis kritis terhadap praktik akad di lapangan. Penelitian ini merekomendasikan penguatan aspek praktik dan analisis hukum dalam pembelajaran ekonomi syariah.

TELAAH KRITIS TERHADAP HUKUM PERJANJIAN KONVENSIONAL DAN SYARIAH DALAM KONTEKS TRANSAKSI MODERN DI INDONESIA

2025-07-20T22:48:30+00:00

Contract law in the Indonesian national legal system is regulated by Article 1320 of the Civil Code (KUHPerdata). This article establishes four requirements for a valid contract: agreement between the parties, legal capacity to enter into a contract, the existence of a specific object, and a lawful cause. These four requirements are the primary foundation for determining whether an agreement is legally binding.

The fulfillment of these four elements forms the basis for the legality of an agreement, making it legally binding for the parties. In this context, contract law serves to protect the rights and obligations of each party fairly. Thus, the principles of justice and legal certainty can be upheld in every contractual relationship in society.

Meanwhile, Sharia contract law developed in response to the Muslim community's need for a legal system consistent with religious values. This law not only upholds formal legal aspects but also prioritizes the principles of justice, honesty, and blessings in every transaction. Sharia contract law integrates Islamic teachings into modern legal practice, thus providing a legal alternative that is not only legally valid but also spiritually appropriate.

The role of the National Sharia Council (DSN) under the Indonesian Ulema Council (MUI) is crucial in providing a foundation for contemporary ijtihad (religious ijtihad) in the practice of Sharia contracts. Written agreements under this system not only serve as legally valid evidence but also reflect ethical commitments based on Sharia. Thus, Sharia contract law is able to address the challenges of modern business transactions without abandoning the fundamental principles of Islamic teachings

PERAN BADAN AMIL ZAKAT NASIONAL (BAZNAS) DALAM PENGENTASAN KEMISKINAN DI KABUPATEN TULUNGAGUNG

2025-07-20T22:48:30+00:00

Penelitian ini membahas mengenai peran Badan Amil Zakat Nasional (BAZNAS) Kabupaten Tulungagung dalam upaya pengentasan kemiskinan. Sebagai lembaga negara nonstruktural yang mengelola zakat secara nasional, BAZNAS memiliki peran strategis dalam mendistribusikan dana zakat untuk membantu masyarakat miskin dan mustahik. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Data dikumpulkan melalui wawancara mendalam, observasi, dan dokumentasi, yang kemudian dianalisis secara deskriptif. Hasil penelitian menunjukkan bahwa BAZNAS Kabupaten Tulungagung berperan aktif dalam pengentasan kemiskinan melalui program-program seperti pemberdayaan ekonomi mustahik, bantuan pendidikan, bantuan kesehatan, serta bantuan konsumtif bagi kaum dhuafa. Meskipun demikian, terdapat beberapa tantangan seperti keterbatasan dana zakat dan kurangnya kesadaran masyarakat dalam membayar zakat melalui BAZNAS. Penelitian ini merekomendasikan perlunya peningkatan sosialisasi, penguatan sinergi dengan lembaga lain, serta inovasi program berbasis pemberdayaan agar peran BAZNAS dalam menanggulangi kemiskinan dapat lebih optimal.