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PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI KOPERASI PONDOK PESANTREN (Studi Di Koperasi Pondok Pesantren Putri Pusat Zainul Hasan Genggong)

2025-01-01T09:09:37+00:00

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana bentuk pembedayaan ekonomi yang dilakukan oleh koperasi pondok Pesantren Putri Pusat Zainul Hasan Genggong terhadap masyarakat sekitar dan untuk mengetahui bagaimana dampak dari kerja sama antara masyarakat dengan koperasi pondok pesantren. Jenis penelitian ini adalah penelitian kualitatif dengan subjek penelitian yaitu Studi di koperasi Pondok Pesantren Zainul Hasan Genggong. Pengumpulan sumber data menggunakan data primer dan sekunder. Teknik pengumpulan data Menggunakan Observasi, Wawancara, Dokumentasi. Teknik Analisis data menggunakan Reduksi data, penyajian data, menarikan kesimpulan, dan yang terakhir pengecekan absahan data menggunakan teknik triangulasi. Hasil penelitian Ini adalah 1) bentuk Pemberdayaan Ekonomi Yang Dilakukan Oleh Koperasi Pondok Pesantren putri pusat Zainul Hasan Genggong yaitu kerjasama dengan masyarakat dalam penyetoran produk, Penjualan produk dan pembagian laba. 2) dampak Kerjasama Antara Masyarakat Dengan Koperasi Pondok Pesantren putri pusat Zainul Hasan Genggong, meliputi: a). Bidang Ekonomi, Masyarakat yang terlibat kerjasama dengan Koperasi mampu bembeli kebutuhan sehari- hari, memiliki pendapatan dan tabungan. b) Bidang Sosial, Masyarakat yang terlibat kerjasama dengan Koperasi memiliki kebebasan dalam keluar rumah untuk pergi berbelanja kebutuhnnya dan dapat bertukar informasi kepada sesama pemilik usaha.

PERAN BANK PERKREDITAN RAKYAT SYARIAH (BPRS) RAJASA LAMPUNG DALAM MENGEMBANGKAN SEKTOR USAHA MIKRO KECIL DAN MENENGAH (UMKM) MELALUI PEMBIAYAAN SYARIAH MURABAHAH

2025-01-01T09:09:37+00:00

This study aims to determine the role of the Rajasa Lampung Islamic People's Financing Bank (BPRS) in developing the Micro, Small and Medium Enterprises (MSMEs) sector through murabahah sharia financing. This research is a qualitative literature study. Sources of data in this study were taken from primary data sources and secondary data. The results of this study indicate that murabahah financing in the Micro, Small and Medium Enterprises (MSMEs) sector has an important role in improving the customer's economy. Although not all customers experience a significant increase in income, this financing can help customers meet their economic needs. Differences in the customer's business conditions before and after obtaining financing, namely of course in increasing business capital, adding production materials, adding assets, adding workers (employees), improving the physical condition of buildings, and increasing operating profits.

MANAJEMEN FILANTROPI KOIN NU DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI NU CAREâ€“LAZISNU MWC NU KALIDAWIR

2025-01-01T09:09:37+00:00

ZIS has become a source of state financial income which has a very important role, among others, as a means of developing the Islamic religion, developing the world of education and science as well as for other social welfare purposes. Infaq is one solution to solving the problem of poverty in society, overcoming the social gap that occurs between poor and rich people as well as in the context of equalizing community welfare and improving other quality of life.

In Indonesia, there are several Amil Zakat Institutions (LAZ) on a local and national scale, namely Baitul Mal Hidayatullah (BMH), Dompet Dhuafa, Amil Zakat Institution, Infaq and Sadaqah Nahdhatul Ulama (LAZISNU), Infaq Management Institute (LMI) and others, which plays a role in overcoming poverty and realizing prosperity through branch offices spread across various regions throughout the archipelago.

The Nahdhatul Ulama Amil Zakat, Infaq and Alms Institution (LAZISNU), one of which is the National Amil Zakat Institution which manages zakat, infaq, shadaqah and waqf under the auspices of the Nahdlatul Ulama organization which was ratified at the 31st NU congress in 2004 in Solo which is dedicated to helping welfare and independence of the people. The reason behind the choice of the Nahdhatul Ulama Amil Zakat, Infaq and Alms Institution, later abbreviated as LAZISNU MWC NU Kalidawir as the research site, is because LAZISNU itself has a role as a social institution which aims to empower the community by utilizing resources and public participation, distributing and regulating zakat management, infaq, shadaqah and waqf are not oriented towards collecting profits for organizational administrators. Seeing the large amount of funds collected and the enthusiasm of the people of Kalidawir District in donating, to optimize the function of zakat, infaq and shadaqah (ZIS), especially in the aspects of distribution and utilization, it is necessary to have a contextual understanding of the utilization of NU coin funds so that they can overcome problems in social life and the economic welfare of the people based on aspects of equality and sufficiency. Zakat, infaq, sadaqah and waqf are the most popular Islamic philanthropic practices that have entered and developed in the archipelago.

OPTIMALISASI KEEKONOMIAN ZAKAT

2025-01-01T09:09:38+00:00

Indonesia is a unitary state with a Muslim majority, in fact the number of Muslims in Indonesia is the largest in the world. As a religious country, Indonesia upholds humanitarian values, therefore one of the national goals of the Indonesian state is to advance public welfare in order to create a just and prosperous society. In an effort to improve the welfare of the community, the state has implemented various programs such as tax collection, the results of which are used to provide various subsidies, cheap rice, and others. However, an important step related to efforts to reduce economic disparities is the formation of Law no. 38 of 1999 concerning the management of zakat. This law provides the widest possible opportunity for Muslims to show their religious contribution in efforts to resolve crucial problems faced by the state, namely the existence of socio-economic disparities. In accordance with the foundation of the Republic of Indonesia, namely Pancasila and in accordance with the provisions of Article 29 of the 1945 Constitution, the government has an obligation to provide guidance and assistance to facilitate efforts to develop religion in accordance with the teachings of each religion, including taking care of everything related to Islamic religious matters, including in terms of managing zakat.

Analisis Manajemen Risiko Pada Bank Syariah (Tinjauan Literatur)

2025-01-01T09:09:38+00:00

Islamic banks face challenges in risk management due to their unique risk profile. The purpose of this study is to explore the risks faced by Islamic banks. This study examines risk practices through carefully selected literature and describes the risks faced by Islamic banking. The survey results show that Islamic banks face several risks such as credit risk, liquidity risk, operational risk, legal risk, withdrawal risk, benchmark risk and fiduciary risk. Another finding is that Islamic banks are riskier than traditional banks due to the peculiarities of their funding. In addition, this is due to the immaturity of financial markets, the limited ability of central banks as lenders of last resort, and the lack of market infrastructure. From the analyzed literature, it is clear that Islamic banks have not developed effective solutions to manage the risks faced by traditional banks and themselves.

STRATEGI PENJUALAN YAMMI DEEP CHICKEN MELALUI GO-FOOD DI DESA MOJOWUKU KECAMATAN KEDAMEAN KABUPATEN GRESIK

2025-01-01T09:09:38+00:00

Dalam persaingan yang semakin tinggi, maka para pelaku usaha harus memiliki kekuatan yang cukup kuat untuk dapat terus mengatasi ancaman dalam persaingan, khususnya dalam usaha yang sejenis. Setiap usaha harus dapat memanfaatkan peluang atau harus memiliki strategi peluang untuk mendapatan kekuatan dalam keunggulan kompetitif. Strategi penjualan sendiri merupakan metode dalam penjualan yang baru atau peningkatan yang signifikan dalam promosi di berbagai media, memberikan potongan harga atau diskon, pemberian label pada produk yang menarik, dan memberikan fitru-fitur dalamfasilitas yang menarik dan bervariasi. Pada tahun 2017 terdapat fenomena tentang perkembangan transportasi online oleh perusahaan Gojek yang melonjak dengan cepat setelah di luncurkan pada tahun 2015 di Indonesia.sehingga maraknya transaksi online seperti e-commerce. Dan dengan adanya fenomena tersebut maka industri kuliner mendapatkan keuntungan dalam hal pelayanan, karena perusahaan Gojek memperkenalkan Strategi terbarunya yaitu Go-Food.

STRATEGI PEMILIHAN INVESTASI SAHAM

2025-01-01T09:09:38+00:00

Dalam melakukan sebuah kegiatan investasi tentunya tidak boeh terepas yang namannya Strategi pemilihan investasi saham yang mana dalam memilih saham yang efektif ada beberapa hal yang perlu di perhatikan mulai dari Strategi Fundamental dimana Analisis Fundamental yaitu Evaluasi kinerja keuangan perusahaan, seperti revenue, laba, dan arus kas melakukan Analisis Industri yaitu Pahami posisi perusahaan dalam industri dan potensi pertumbuhannya melakukan Manajemen dan Tim dimana Evaluasi kemampuan manajemen dan tim perusahaan. Yang kedua dengan Strategi Teknikal yaitu dimulai dari Analisis Grafik yang mana meng Identifikasi pola grafik dan trend harga saham, Indikator Teknikal yaitu menggunkan Gunakan indikator seperti Moving Average, RSI, dan Bollinger Bands meihat Volume Perdagangan dimana Analisis volume perdagangan untuk memprediksi pergerakan harga dan meihat Support dan Resistance yaitu Identifikasi level support dan resistance harga saham.