Analisis Faktor-Faktor yang Mempengaruhi Keputusan Menjadi Anggota Baitul Maal Wattamwil Usaha Gabungan Terpadu Sekolah Tinggi Agama Islam Darul Ulum Banyuwangi 10 Sidogiri Cabang Pembantu Wuluhan

Abstract

Bmt ugt sidogiri wuluhan is an example of a financial institutions non banks bediri since 2009 , the bmt sidogiri wuluhan located in the surrounding the market wuluhan , it is only because money circulation mostly occurred in the market .Bmt ugt sidogiri wuluhan established at the request of the alumni pondok pesantren sidogiri who was in the area wuluhan .In addition to the phenomenon that a growing interest of among the more widespread , other factors that goes to ground had built bmt sidogiri in the marketplace wuluhan to offset the moneylenders the rampant and also in open job opportunities for the alumni pondok pesantren sidogiri pasuruan .Currently members and prospective members bmt sidogiri wuluhan has reached 2500 people . This research aims to know the influence of the Islamic factor, product, price, place and promotion against the decision of becoming a member of BMT UGT Sidogiri Sub-branch Wuluhan and to find out which is the most dominant factor influencing the community to become a member of BMT UGT Sidogiri Sub-branch Wuluhan. The hypothesis of this study is there is a significant and positive influence on the Islamic factor, product, price, place and promotion against the decision of becoming a member of BMT Sub-branch Wuluhan Sidogiri UGT and the most dominant variables influencing the decision to become a member of the BMT UGT Sidogiri Sub-branch Wuluhan promotion factor. Research methods were used to examine the analysis of factors that affect the decisions became a member of BMT UGT Sidogiri Sub-branch Wuluhan is a descriptive analysis, test validity and reliability, test the assumption of linear regression analysis and classical compounds. The research results show that there is the relationship is very closely between factor syariah ( religion ) , product , the price of , place and promotion of the decision a member bmt be ugt sidogiri assistant branch wuluhan 84,5 % worth , with adjusted r square reached 83 percent and the remaining 15.5 % explained by other factors which not investigated in this study .Declare results uji-f factor syariah ( religion ) , product , the price of , and promotion place simultaneously influential positive and significant of the decision a member bmt be ugt sidogiri wuluhan assistant branch .The results showed variable uji-t factor promotion are variable most dominant influence decisions members bmt be ugt sidogiri wuluhan assistant branch .