PRAKTEK PENGELOLAAN MABARROT DALAM MENINGKATKAN KEMASLAHATAN BERSAMA DI DESA PINGGIRSARI KEC. NGANTRU KAB. TULUNGAGUNG

Abstract

In a region there are still many financial problems that arise in society, where people are still confused or have difficulty setting aside money or saving or for example to obtain funds for educational needs or for business, or for other purposes, in every region there must be a place for funding, for example banks, mortgages, or even what we often encounter are loan sharks, but in reality the financial patterns implemented by these institutions still cannot reach the whole community, especially rural communities or perhaps there is a pattern implemented by an institution that raises concerns in the debt and receivable law that applies in the Islamic religion (sharia). For example, in practice the pattern used by banks in Indonesia is less able to reach small communities or rural communities because there are many requirements that cannot be fulfilled by the community for those who need funding, as is the pattern used by thithil banks which we often use. come across in the midst of society where there are often disputes between borrowers and people who lend (debtors) who we don't know whether the contracts they use are in accordance with Islamic sharia law or not, because what we know is that the debt and receivable contracts we make are not in accordance with sharia Islam will give rise to usury, which is hated by Allah SWT.