PERAN BANK PERKREDITAN RAKYAT SYARIAH (BPRS) RAJASA LAMPUNG DALAM MENGEMBANGKAN SEKTOR USAHA MIKRO KECIL DAN MENENGAH (UMKM) MELALUI PEMBIAYAAN SYARIAH MURABAHAH

Abstract

This study aims to determine the role of the Rajasa Lampung Islamic People's Financing Bank (BPRS) in developing the Micro, Small and Medium Enterprises (MSMEs) sector through murabahah sharia financing. This research is a qualitative literature study. Sources of data in this study were taken from primary data sources and secondary data. The results of this study indicate that murabahah financing in the Micro, Small and Medium Enterprises (MSMEs) sector has an important role in improving the customer's economy. Although not all customers experience a significant increase in income, this financing can help customers meet their economic needs. Differences in the customer's business conditions before and after obtaining financing, namely of course in increasing business capital, adding production materials, adding assets, adding workers (employees), improving the physical condition of buildings, and increasing operating profits.