Implementasi Pembiyayaan Akad Al-Qardl di Bank Syariah di Indonesia

Abstract

Islamic banking in carrying out its business activities does not only pursue profit, but also has a social function in the community which is realized in the form of qardh/qardhul hasan contracts or benevolent loans where the source of funds comes from zakat, infaq, alms, grants and other social funds. The purpose of this study was to determine the concept of the Qardhul Hasan contract in Fiqh Muamalah and to know the implementation and practice of the contract in Islamic banking. This study uses a descriptive analysis method by identifying from several sources including books, journals, websites, the Qur'an and Hadith so that it can be described that the Implementation and Practice of the Qardhul Hasan contract is in accordance with the concept of the Qardhul Hasan contract in Fiqh Muamalah. From the results of this study, it can be concluded that Islamic banking in implementing the Qardh Hasan contract is a form of helping the community and providing many benefits.