Analisis Proses Penyelesaian Pembiyayaan Bermasalah pada Produk di KSPPS BMT Mandiri Sejahtera

Abstract

Financing is an activity of Islamic financial institutions that is very important and supports the survival of Islamic financial institutions if managed properly and correctly. Poor financing management will cause many problems and will even cause losses and the bankruptcy of financial institutions. Non-performing financing is one of the risks that must be faced by every Islamic and conventional financial institution.

In this study, the author discusses the problematic financing that occurs in KSPPS BMT Mandiri Sejahtera East Java with the aim of knowing the factors that cause problematic financing and how to handle / resolve problematic financing at KSPPS BMT Mandiri Sejahtera East Java.

This research is a qualitative research with descriptive data analysis method using primary data sources from KSPPS BMT Mandiri Sejahtera East Java, and secondary data from library materials such as books, documents, literature and the internet. The data collection techniques were carried out by observation, interview and documentation techniques. This study aims to determine: (1) the factors that cause problematic financing in KSPPS BMT Mandiri Sejahtera East Java, and (2) How to prevent and resolve financing problems in KSPPS BMT Mandiri Sejahtera East Java.