All articles submitted to Fintech: Journal of Islamic Finance must be original works (free from plagiarism). The submitted article has never been in any media and/or is not being or will be submitted in any media. The author is responsible for the authenticity of the manuscript submitted. All submitted articles will be checked for authenticity to prevent plagiarism by using Turnitin anti-plagiarism software. Any form of high level plagiarism will be banned (temporary to permanent).