Analisis Implementasi Tabarru’ Dan Ta’awun Dalam Pelayanan Kesehatan Ditinjau Dari Perspekti Ekonomi Islam (studi kasus pada: klinik asuransi sampah indonesia medika, kab. Malang)

Abstract

Health and natural resources are blessing given by God to mankind. It is the duty of every man to always be grateful and keep the health and environmental sustainability. The problem, managing garbage or the difficultaccess of carying health for the poor, is a social problem that requires serious treatments. Indonesian Medika by Garbage Clinical Insurance program tries to address both of these problems simultaneously. The Garbage Insurance Clinic is a health insurance program with waste or garbage premium as a financial source.The research was conducted to determine the background of the establishment of the Garbage Clinical Insurance program; analyzing whether that program has contained implementation tabarru' and ta'awun in accordance with Islamic law; analyzing the benefits gained by the members of Garbage Insurance, and analyzing the success of this program in improving environmental health. The method used in this research is descriptive qualitative. Taking sample uses purposive sampling method, the determination of the sample with certain considerations. The number of samples used a number of 53 respondents from 236 members of that Garbage Insurance. Collecting data is through observations, questionnaires, interviews, and literatures. Interpretation of the data was done by using descriptive analysis. Discussion of the research results was conducted by reviewing the research results critically with relevant theory and accurate information obtained in the field.The results of this research indicated that the establishment of the background of this program was to answer the social problems which are still not optimal garbage management efforts and the lack of health service access for the poor. That program has contained tabarru’ and ta'awun implementation in accordance with Islamic values, effort to help people who have difficulties to get health service, helping one another between Indonesia Medika with members of the Garbage Insurance running this program. Benefits earned by members of Garbage Clinical Insurance include benefits in health, economic, and environmental hygiene, the form of free health services, additional information on health, so the environment becomes more clear. Garbage Clinical Insurance program has not given a significant influence on the improvement of environmental health around the residence of its members, due to the lack of public awareness of clean and healthy lifestyle, lack of garbage collection intensity, and the absence of garbage collection services to the members.